Dear Colleague,

Regulatory relief, new technologies and accelerated competition are changing the landscape and introducing new market avenues for banks and nonbank financial institutions, set against a backdrop of rising interest rates and concerns about late stages of a credit cycle.

If you’re looking to better understand how these offsetting dynamics will affect the financial industry, we invite you to join S&P Global Ratings December 6, 2018 for our Financial Institutions Conference at the Marriott Downtown in New York City.

Senior credit analysts and industry leaders will share their views, answer your questions, and engage in debate on the trends shaping the industry. Seasoned professionals from leading industry companies will join S&P to share their insights and perspectives.

Our event will conclude with interactive roundtable discussions where participants will have the opportunity to meet with S&P analysts and discuss topical issues.

Please visit spratings.com/fi2018 for up-to-date information pertaining to our event, including: the event agenda, speaker biographies, venue information & more.

Registration is complimentary, but required. Click here to reserve your spot today!

Visit SPRatings.com, a free, interactive, and informative portal to access highlights from our credit research offerings. Consider this your portal to perspective: www.spratings.com.